ComCheck Scam

Why oh why can’t we find the people that deliberately cause others grief because they are too lazy to get a job???!!!!!

Or they want big money fast at the expense of others!!!!  Tar and feather them.  Used to work long ago.

As truck drivers we need the ComChecks to pay for our fuel and other expenses on the road.  Because of the very nature of these checks they are like a bank Cashier Check.  The money is good on these checks and there is not a fear of bouncing.

Someone, or some people, have decided this would be a lucrative avenue for quick items.  According to the gossip I’ve heard….and I’m calling this gossip because I have not read the new story or seen it on television.

The scam has been used against the person in financial difficulty that has a car to sell.  They advertise the car then a smiling buyer comes along and talks the car owner into accepting a ComCheck for the purchase of the car.  The ComCheck is just as good as cash they are told.  When the car owner accepts the check, hands the keys over to the smiling thief the end result is the car owner looses the car and the money and the thief gets away with a free car to take to a chop shop or where ever they take them.

Evidently this has happened enough that our bank won’t accept ComCheck deposits through the ATM system.  They have to be handled directly through the tellers.  Last Sunday we were in a huge hurry to get out of town.  The bank closes at 4 p.m. and we had just missed getting in by a couple minutes.  Our branch is in a grocery store.  Their lights were out and the two tellers were busy doing up the closing things they do.  We were told to put the deposit in the ATM machine and they would handle the deposit in the morning.

Ya, sure…..boing, boing, boing.  We had checks bouncing all over the place.  The deposited items in the ATM are transferred to some other business that handles the transfer of these ATM deposits to a main banking system.  Someone at the main banking system took one look at our ComCheck and put a small sticky note on it saying “Non Negotiable Funds”.  It was mailed back to us.  What a mess that created.

Going to our mailbox I found the envelope from our bank and Joe was ready to tear  heads off.  We went to the bank and that is when we found out about the scam with the ComChecks.

So….if you have any items for sale BEWARE.  Someone comes to you wanting to pay with a ComCheck and it is not your normal practice to deal with ComChecks then just flatly tell the person NO.  That person can go to any bank and cash the ComCheck then come back to you with cash in hand.  If it is a true ComCheck it will be accepted at banks and they know what has to be done with them.

Hold on to your goods until the person comes back with the cash.  Don’t let them persuade you to take the ComCheck and let them go with your personal item.

If you don’t know what a ComCheck is and someone offers to give you one….DON’T TAKE IT.


About Message In A Fold

I am an over the road truck driver in Drive-Away Transport part of the year, and the sole bookkeeper of this operation the other part of the year. I do a lot of whining until I can get in my craft room and play with paper and glue. View all posts by Message In A Fold

3 responses to “ComCheck Scam

  • Maureen Mathis

    Did your bank agree to waive all the NSF fees as a gesture of good will?

    • Message In A Fold

      Yes they did. Joe didn’t have to bash heads but he did do his job of showing an intimidating presence. I even got an order of checks for free because of it, since I needed to get more anyway. When Joe puts on his “I mean business face” I have to leave the area. Don’t get me wrong, he is not someone that picks fights or gets up in people’s faces. He just has to stand erect to his full 6′ 2″ height and he has a solid, unblinking, stare that can send cold shivers down a spine, and his already deep voice gets deeper and he talks slower. That is as far as he has to go. Scares the fool out of me when I see it. He’s not used it on me but when I see it…..I don’t want to be anywhere near the person that is pointed at. I don’t know how they will react but I know that Joe would not lay a finger on them unless he had to protect himself. Still the look of quiet force is enough to make me run for cover.

  • Ignacio

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    all blog viewers, due to it’s fastidious posts

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